Im looking to sell the track day my family bought for my birthday and replace it with a training day, since my bike is new and cost me 12 grand and i cant afford to replace it. Based on progressive insurance data from 201120, the average number of claims during memorial day weekend is 43% higher than the rest of the year. Motorcycle track day insurance motorbike insurance. The use of your bike on track is excluded from normal motorcycle insurance policies. Track days, accidents, and insurance policies basic. Supplemental track day insurance, if you can find it, is extremely expensive from what i saw. At peacock insurance services we take track day insurance cover seriously.
Liability coverage for the drivers is not included in this policy. We start out slow and work on smooth riding techniques. This latest addition is a motorcycle insurance first and completely unique. Your car or bike is not usually covered on circuit by a regular road policy. Rlis track day insurance is designed to protect your personal vehicle from damage while youre on track at hpde events perfecting your driving line. To find out more about the insurance policies we offer, call one of our specialists now on 0800 093 2950 to discuss a policy with track day cover. Our friendly, experienced coaches teach you lessons that can save your life. Motorcycle trackday insurance providers biker rated. Motorcycle policies can be surprisingly affordable.
As long as its not for competition or a prize of any sort then im covered. Getting a track day car insurance quote couldn t be simpler you can call us on 0344 381 6530, use our web call back service by either filling in the email form telling us when you would like us to call you or by texting the word quote to 07781 472736. An insurance policy is only as good as its claims service. However, if you find yourself on the track, consider trackday options offered by specialty providers to protect you, your bike and your wallet. First motorcycle track day top tips bikesocial youtube. Motorcycle track days track days sportbike track guide. Ranking the best cheap bikes for motorcycle track days. So far ive seen that geico wont cover you, and i can tell you that rider wont either. You do not have to have trackday insurance in order to take part in an event but you will be unable to make any sort of claim for an incident without it. Essential things to know about motorcycle track day insurance. From novice to advanced, riders improve their skills with hours of instruction and quality track time. Motorcycle trackday insurance available only online. While certain bikes excel over others on the track, dont let the type of bike you ride prevent you from tackling a track day. Track day insurance cover from leading brokers carole nash.
Your coverage protects your vehicle while on the track or in the paddock. The track day vehicle quotation system will offer this extra cover for an additional premium if you a uk resident on a uk track day. Remember, if the goal is merely to improve your skills, attending a track day on the bike you ride every day is a great way to get much more intimate with your. Hell, my first track day was on a triumph bonneville. If you damage your vehicle while on track it will be repaired or in the case of a total loss, you will receive a cash settlement. The less coverage you buy, the cheaper your policy will be, but if you get in an accident you could end up paying significantly more for. It is a standalone product that provides protection for your vehicle while participating in sanctioned track day events. I am often asked about the benefits of track days for street riders. Your personal vehicle against damage while participating in an hpde event.
There is mixed advice on forums about whether track day cover for bikes is worth it. If you are going to take your motorcycle to a track day be sure to contact your insurer and verify the limitations of your insurance policy. This is why track day insurance canada was created. Track day insurance for car and motorcycle trackdays uk. Thats why our exclusive motorcycle track day insurance policies are underwritten by white horse insurance ireland dac. Before heading to a track day, you should check out our simple insurance guide for riding and racing. Insurance companies that cover track days ive searched this sub and doesnt seem like theres any solid info about which companies will cover you for a track day nonracing. With this in mind we are pleased to offer an affordable insurance solution to protect your motorcycle against accidental damage whilst it is being used on track at an organised trackday at home or in europe.
Track day insurance powered by rli provides singleevent hpde coverage thats designed to protect your car from physical damage, both on the track and in the paddock, when you participate in hpde events. This list is geared towards to those who have already got a taste for track riding and want something to throw around their local circuit, and while were taking great care to include cheap and reliable were not going to concern ourselves with the underpowered or unlovable parts. If you have any questions about obtaining or servicing your insurance, please complete the form or call us at 866 5824957. Frequently asked questions about track day insurance. Track insurance products as bikers we also do trackdays and have developed a range of insurance products for trackday riders and amateur racers, e.
You have a bike, you have the gear the only place to really see what it and you. A wide range of products are available to protect motorsports facilities andor event promoters. Riding on a track poses high risks to insurance companies. It is designed to pay for damage to your bike but not any you cause to other vehicles. They reliably inform me that im covered under the travel insurance part of the policy. If you drive a classic car and need insurance, talk to the. While well always insist that a smaller motorcycle. Its also backed by a financially strong company and a seasoned team of underwriting and claim experts. Many riders carry specialist activity equipment on track day rides.
When they started, it was usual for people to ride their bikes to the circuit, spend the day thrashing round then ride home again. Trackday insurance bike damage at uk or euro tracks bemoto. To obtain cover while attending an organised track or training day, it is imperative that the insurer is advised prior to the event. Trackday travel insurance buy online medical and repatriation costs for injury on track overseas, includes damage to riding gear too. Not that im ever going to be down in the us for more than 2 weeks riding at the track.
Discover the fun of riding your motorcycle in the safety of a closed road course. This means that should you need to make a claim, you may contact their 24hour dedicated motor claims team directly. This allows them to asses the risk and apply terms for each individual day. The bottom line is that a day or two spent at a trainingoriented track day helps develop braking and cornering skills beyond what can be done in most other courses and certainly better than relying on experience alone. I used to spend a day before an ordinary track day changing the bodywork, fitting spare wheels with race rubber, loading the car up with spare wheels and wets, tools and stands. Standard insurers steer clear of coverage for track riding. Lockton motorsports offers a policy that covers what standard auto insurance wontdamage to your car when youre participating in hpde, track day, or time trial events. Trackcover insurance is something you need to consider purchasing if you are planning on taking your bike, or car, on a track day in europe or even in the uk. I tried a road bike only track day at oulton park last month with my suzuki gsxr750 to see how much of a difference there was. Motorcycle track day insurance is something that is not normally included in your road policy so you are unprotected against damage to your motorcycle. Case savers are a good idea and so are track plastics.
Hpde track day insurance powered by rli provides physical damage coverage for your car while you are participating in an hpde event. When you are on the track things do not always go to plan with trackcover insurance you are covered for unfortunate accidents whilst you are riding at a. Find motorsports car insurance to protect you on track day. Your road policy may also not cover you for medical costs incurred after an accident on a track day so its well worth considering taking out track day insurance for a bike track day. You should consider bike track day insurance if you are a little concerned about crashing your pride and joy. With hagertys track day insurance, you can keep your focus where it belongs on driving. If you are unable to drive the car home due to an accident on the track or due to mechanical breakdown on the track, cover is provided to reimburse the call out charge and rescue of the track day vehicle to the. Brokersure can provide track day cover as part of a single and annual multi trip travel insurance policies. There are several companies across the uk that run track days for riders, from novice to advanced.
Track day insurance providers track days are fast, furious and a whole lot of fun. I would ditch the frame sliders, they tend to make things worse in a crash. Track day insurance can range from a 1 day motorcycle insurance to track day insurance for a whole range of motorcycles and cars. Motorcycle track day insurance is a very good idea if you want to keep your bike in tip top condition, or you feel a crash might affect your personal life and work. My main focus is providing insurance solutions for individuals and families by making 100% certain that they are not excluded from any insurance claims resulting from your hobby or occupation by having the correct insurance policy from the start. How to get the best track day insurance bought by many.
But, like all the good things in life, they can have potential downsides that as a rider, you should try to insure against. Finally an events calendar with every motorcycle track day known to mankind in one. As a general rule of thumb, youre unlikely to find any insurance to cover damage to a vehicle while its racing in a competitive event or otherwise going around a track at high speeds. Track day cover for bikes is similar to track insurance for cars. Or use the month view to find a track day happening that works best with your schedule.
Is motorbike insurance for track days a legal requirement. Do i need extra motorcycle insurance for track days. Motorcycle insurance get free quotes online esurance. How to do a motorcycle trackday preparation and track. Some track day organisers may have a policy that riders take out extra insurance, but its not a legal requirement. On top of that, the number of motorcycle thefts per day, on average, is 64% higher than the rest of the year, with honda, harleydavidson, kawasaki, and suzuki being the makes most frequently stolen. If you take your motorcycle to the track your coverage may not pay out in the event of an accident. Motorcycle track day insurance motorbike racing cover. Most motorcycle track days run in groups, where riders are split into beginner, intermediate and advanced ability and will take turns out on the track, usually in one 15 to 20minute session per hour for each group. If youve never been on a motorcycle track day before then let our comprehensive top tips video be your guide. Trackdays are becoming ever more popular, they provide the opportunity to improve your riding skill and allow you to understand what your motorcycle is capable of without traffic and diesel spills trying to catch you out. Our events calendar contains over a thousand motorcycle track days worldwide.
Use the map view to see what organizations are riding at tracks nearby. Of course the more track day experience you have the better as this is something that insurers like to see, but not having any will not always rule you out of being covered. Below you will find information on a specialist track day travel insurance through our partner brokersure ltd. How to attend your first motorcycle track day revzilla. Take advantage of hagertys singleevent track day insurance coverage, created for both motorsports enthusiasts and weekend racers looking to refine your skills. The high speed, adrenalinefuelled action on the track can put you and your bike at risk should the worst happen, which often isnt covered by your regular insurance. Get a free motorcycle insurance quote to see how much your policy will cost, but keep in mind that a cheap motorcycle insurance policy has inherent risks. Track day insurance for modern, classic or modified cars. Trackdays are a fantastic way of getting you and your bike on track, with the new cover provided by mce youll be free to ride on a trackday on any uk circuit, with the peace of mind your machine is covered subject to an excess for any accidental damage. In case of accidents, they may damage this valuable equipment. The 7 motorcyclists you will meet at a track day duration.